{"id":9946,"date":"2020-03-19T15:15:00","date_gmt":"2020-03-19T14:15:00","guid":{"rendered":"https:\/\/www.bizouard.com\/blog\/2020\/03\/19\/difficultes-pour-rembourser-ou-obtenir-un-credit-le-mediateur-du-credit-peut-vous-aider\/"},"modified":"2020-04-17T12:02:11","modified_gmt":"2020-04-17T10:02:11","slug":"difficultes-pour-rembourser-ou-obtenir-un-credit-le-mediateur-du-credit-peut-vous-aider","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2020\/03\/19\/difficultes-pour-rembourser-ou-obtenir-un-credit-le-mediateur-du-credit-peut-vous-aider\/","title":{"rendered":"Difficult\u00e9s pour rembourser ou obtenir un cr\u00e9dit\u00a0: le m\u00e9diateur du cr\u00e9dit peut vous aider\u00a0!"},"content":{"rendered":"

Si, en raison de l\u2019\u00e9pid\u00e9mie de Covid-19, vous rencontrez des difficult\u00e9s de tr\u00e9sorerie et avez besoin d\u2019un cr\u00e9dit, sachez que vous pouvez faire appel au m\u00e9diateur du cr\u00e9dit.<\/p>\n

En effet, le dispositif de la m\u00e9diation du cr\u00e9dit a vocation \u00e0 aider les entrepreneurs \u00e0 n\u00e9gocier rapidement un plan de r\u00e9\u00e9chelonnement de leurs cr\u00e9dits bancaires.<\/p>\n

Mais le m\u00e9diateur du cr\u00e9dit peut \u00e9galement intervenir pour r\u00e9gler d\u2019autres probl\u00e8mes\u00a0:
– d\u00e9nonciation de d\u00e9couvert ou d\u2019une autre ligne de cr\u00e9dit\u00a0;
– refus de cr\u00e9dit (tr\u00e9sorerie, \u00e9quipement, cr\u00e9dit-bail\u2026). Sachant que la garantie de la BPI est \u00e9tendue pour les pr\u00eats de tr\u00e9sorerie consentis aux entreprises pour leur permettre de surmonter, autant que faire se peut, la crise \u00e9conomique li\u00e9e au Covid-19\u00a0;
– refus de caution ou de garantie\u00a0;
– r\u00e9duction de garantie par un assureur-cr\u00e9dit.<\/p>\n

\n En pratique :<\/span> une proc\u00e9dure sp\u00e9ciale et acc\u00e9l\u00e9r\u00e9e a \u00e9t\u00e9 mise en place pour saisir la m\u00e9diation du cr\u00e9dit<\/a> dans le cadre de la crise sanitaire du Covid-19. Vous pouvez aussi utiliser en priorit\u00e9 l\u2019adresse mail g\u00e9n\u00e9rique existant \u00e0 l\u2019\u00e9chelon d\u00e9partemental\u00a0: MEDIATION.CREDIT.XX@banque-france.fr (XX repr\u00e9sente le num\u00e9ro du d\u00e9partement concern\u00e9).<\/p>\n

Les Echos Publishing 2020<\/p>\n","protected":false},"excerpt":{"rendered":"

En raison de la crise sanitaire du Covid-19, les entreprises en manque de tr\u00e9sorerie qui ont besoin d\u2019obtenir un cr\u00e9dit peuvent saisir le m\u00e9diateur du cr\u00e9dit.<\/p>\n","protected":false},"author":5,"featured_media":9947,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[51,40,35],"tags":[],"class_list":["post-9946","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autres","category-gestion","category-juridique","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/9946"}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=9946"}],"version-history":[{"count":0,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/9946\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/9947"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=9946"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=9946"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=9946"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}