{"id":8126,"date":"2019-06-21T10:00:00","date_gmt":"2019-06-21T08:00:00","guid":{"rendered":"https:\/\/www.bizouard.com\/blog\/2019\/06\/21\/le-credit-entre-entreprises-est-encourage\/"},"modified":"2019-08-28T12:00:10","modified_gmt":"2019-08-28T10:00:10","slug":"le-credit-entre-entreprises-est-encourage","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2019\/06\/21\/le-credit-entre-entreprises-est-encourage\/","title":{"rendered":"Le cr\u00e9dit entre entreprises est encourag\u00e9\u00a0!"},"content":{"rendered":"<p>Depuis plusieurs ann\u00e9es, par d\u00e9rogation au monopole des banques, les soci\u00e9t\u00e9s par actions et les soci\u00e9t\u00e9s \u00e0 responsabilit\u00e9 limit\u00e9e (SARL) peuvent consentir des pr\u00eats d\u2019une dur\u00e9e de moins de 2\u00a0ans \u00e0 des microentreprises, des PME ou des entreprises de taille interm\u00e9diaire (ETI) avec lesquelles elles entretiennent des liens \u00e9conomiques le justifiant.<\/p>\n<p class=\"annotation\">\n               <span class=\"titreannotation\">Conditions :<\/span> les comptes de l\u2019entreprise pr\u00eateuse doivent faire l\u2019objet d\u2019une certification par un commissaire aux comptes et ces pr\u00eats doivent \u00eatre accord\u00e9s \u00e0 titre accessoire \u00e0 leur activit\u00e9 principale.<\/p>\n<h3 class=\"title\">Des pr\u00eats d\u2019une dur\u00e9e de 3\u00a0ans<\/h3>\n<p>Mais ce dispositif rencontre, semble-t-il, peu de succ\u00e8s. Aussi les pouvoirs publics ont-ils d\u00e9cid\u00e9 de l\u2019encourager en \u00e9largissant son domaine d\u2019application.<\/p>\n<p>Ainsi, d\u2019une part, toutes les soci\u00e9t\u00e9s commerciales, et non plus seulement les SARL et les soci\u00e9t\u00e9s par actions, dont les comptes sont certifi\u00e9s par un commissaire aux comptes ou qui ont volontairement d\u00e9sign\u00e9 un commissaire aux comptes, peuvent d\u00e9sormais consentir des pr\u00eats \u00e0 des entreprises (micro-entreprises, PME ou ETI) avec lesquelles elles entretiennent des relations \u00e9conomiques.<\/p>\n<p>Et d\u2019autre part, la dur\u00e9e maximale de ces pr\u00eats est port\u00e9e de\u00a02 \u00e0 3\u00a0ans.<\/p>\n<p><cite class=\"reference\"><a href=\"https:\/\/www.legifrance.gouv.fr\/affichTexte.do?cidTexte=JORFTEXT000038496102&amp;fastPos=2&amp;fastReqId=1949573118&amp;categorieLien=id&amp;oldAction=rechTexte#JORFARTI000038496290\" class=\"target-blank\"><br \/>\n               Art.\u00a095, loi n\u00b0\u00a02019-486 du 22\u00a0mai\u00a02019, JO du\u00a023<br \/>\n            <\/a><\/cite><\/p>\n<p>Les Echos Publishing 2019<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le dispositif qui autorise une soci\u00e9t\u00e9 \u00e0 consentir un pr\u00eat \u00e0 une autre entreprise avec laquelle elle est en relation d\u2019affaires est assoupli.<\/p>\n","protected":false},"author":5,"featured_media":8127,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"yes","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[40,35],"tags":[32],"class_list":["post-8126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gestion","category-juridique","tag-entrepreneurs","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/8126"}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=8126"}],"version-history":[{"count":1,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/8126\/revisions"}],"predecessor-version":[{"id":8133,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/8126\/revisions\/8133"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/8127"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=8126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=8126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=8126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}