{"id":7917,"date":"2019-05-16T10:00:00","date_gmt":"2019-05-16T08:00:00","guid":{"rendered":"https:\/\/www.bizouard.com\/blog\/2019\/05\/16\/un-actif-sur-2-epargne-pour-sa-retraite\/"},"modified":"2019-07-01T12:00:09","modified_gmt":"2019-07-01T10:00:09","slug":"un-actif-sur-2-epargne-pour-sa-retraite","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2019\/05\/16\/un-actif-sur-2-epargne-pour-sa-retraite\/","title":{"rendered":"Un actif sur\u00a02 \u00e9pargne pour sa retraite"},"content":{"rendered":"<p>Dans sa derni\u00e8re lettre de l\u2019\u00e9pargne, l\u2019Autorit\u00e9 des march\u00e9s financiers (AMF) nous apprend notamment que 80\u00a0% des Fran\u00e7ais de\u00a035 \u00e0 64\u00a0ans sont fortement pr\u00e9occup\u00e9s par la pr\u00e9paration financi\u00e8re de leur retraite. Sur 1\u00a0244\u00a0personnes interrog\u00e9es, 52\u00a0% des actifs (non retrait\u00e9s) d\u00e9clarent \u00e9pargner de fa\u00e7on occasionnelle et 19\u00a0% seulement de fa\u00e7on r\u00e9guli\u00e8re. Ces derniers \u00e9pargnant en moyenne 2\u00a0200\u00a0\u20ac par an. Il faut savoir que ces montants sont plus \u00e9lev\u00e9s parmi les cat\u00e9gories sociales sup\u00e9rieures (2\u00a0800\u00a0\u20ac par an) et chez ceux disposant d\u2019un patrimoine financier \u00e9lev\u00e9 (3\u00a0600\u00a0\u20ac pour les patrimoines sup\u00e9rieurs \u00e0 50\u00a0000\u00a0\u20ac). Autre information, les actifs qui \u00e9pargnent pour leur retraite sont, pour 1\/3\u00a0d\u2019entre eux, \u00e2g\u00e9s de plus de 55\u00a0ans.<\/p>\n<p>L\u2019AMF a \u00e9galement interrog\u00e9 les Fran\u00e7ais sur le niveau de leur \u00e9pargne retraite. Seul 1\u00a0actif sur\u00a05 consid\u00e8re qu\u2019il \u00e9pargne suffisamment pour sa retraite. Ils sont 17\u00a0% \u00e0 penser conna\u00eetre le montant d\u2019\u00e9pargne n\u00e9cessaire pour passer une retraite dans de bonnes conditions\u00a0; 38\u00a0% \u00e0 avoir une id\u00e9e assez pr\u00e9cise de ce montant. Et 45\u00a0% d\u00e9clarent n\u2019en avoir aucune id\u00e9e.<\/p>\n<p>Enfin, 50\u00a0% des personnes interrog\u00e9es, et qui sont \u00e0 la retraite, estiment que leur \u00e9pargne a \u00e9t\u00e9 suffisante. \u00c0 noter que les retrait\u00e9s entre\u00a065 \u00e0 74\u00a0ans sont 68\u00a0% \u00e0 continuer d\u2019\u00e9pargner pour leur retraite.<\/p>\n<p><cite class=\"reference\"><a href=\"https:\/\/www.amf-france.org\/Publications\/Lettres-et-cahiers\/Lettre-de-l-observatoire-de-l-epargne\/Annee-en-cours?\" class=\"target-blank\"><br \/>\n               Lettre de l\u2019Observatoire de l\u2019\u00e9pargne de l\u2019AMF, mai\u00a02019<br \/>\n            <\/a><\/cite><\/p>\n<p>Les Echos Publishing 2019<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selon l\u2019Autorit\u00e9 des march\u00e9s financiers, le montant moyen annuel \u00e9pargn\u00e9 par les Fran\u00e7ais pour leur retraite s\u2019\u00e9l\u00e8ve \u00e0 2\u00a0200\u00a0\u20ac.<\/p>\n","protected":false},"author":5,"featured_media":7918,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"yes","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35,36],"tags":[44],"class_list":["post-7917","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-juridique","category-patrimoine","tag-particuliers","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/7917"}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=7917"}],"version-history":[{"count":1,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/7917\/revisions"}],"predecessor-version":[{"id":7937,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/7917\/revisions\/7937"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/7918"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=7917"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=7917"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=7917"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}