{"id":7195,"date":"2025-01-30T19:00:00","date_gmt":"2025-01-30T18:00:00","guid":{"rendered":"http:\/\/www.bizouard.com\/blog\/2016\/08\/16\/remuneration-de-lepargne-reglementee\/"},"modified":"2025-04-14T12:16:06","modified_gmt":"2025-04-14T10:16:06","slug":"remuneration-de-lepargne-reglementee","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2025\/01\/30\/remuneration-de-lepargne-reglementee\/","title":{"rendered":"R\u00e9mun\u00e9ration de l\u2019\u00e9pargne r\u00e9glement\u00e9e"},"content":{"rendered":"\n\n\n\n\n\n\n\n\n\n\n\n
R\u00e9mun\u00e9ration de l’\u00e9pargne r\u00e9glement\u00e9e<\/span><\/caption>\n
Livrets concern\u00e9s<\/th>\nR\u00e9mun\u00e9ration avant le 1er<\/sup> f\u00e9vrier 2025<\/th>\nR\u00e9mun\u00e9ration \u00e0 compter du 1er<\/sup> f\u00e9vrier 2025<\/th>\n<\/tr>\n<\/thead>\n
Livret A et Livret Bleu : particuliers
(plafond : 22 950 euros)<\/td>\n
3 %<\/td>\n2,4 %<\/td>\n<\/tr>\n
Livret A et Livret Bleu : personnes morales
(plafond : 76 500 euros)<\/td>\n
3 %<\/td>\n2,4 %<\/td>\n<\/tr>\n
Livret d\u2019\u00c9pargne Populaire
(plafond : 10 000 euros)<\/td>\n
4 % (\u00e0 compter du 1er ao\u00fbt 2024)5 % (du 1er f\u00e9vrier au 31 juillet 2024)<\/td>\n3,5 % <\/td>\n<\/tr>\n
Livret Jeunes
(plafond : 1 600 euros)<\/td>\n
minimum 3 %<\/td>\nminimum 2,4 %<\/td>\n<\/tr>\n
Livret de d\u00e9veloppement durable et solidaire
(plafond : 12 000 euros)<\/td>\n
3 %<\/td>\n2,4 %<\/td>\n<\/tr>\n
Compte \u00e9pargne logement
(plafond : 15 300 euros)<\/td>\n
2 % (hors prime)<\/td>\n1,5 % (hors prime)<\/td>\n<\/tr>\n
Plan d\u2019\u00e9pargne logement
(plafond : 61 200 euros)<\/td>\n
2 % (hors prime) pour les PEL ouverts \u00e0 compter du 1er<\/sup> janvier 2023 ; 2,25 % pour les PEL ouverts \u00e0 compter du 1er<\/sup> janvier 2024 ; 1,75 % pour les PEL ouverts \u00e0 compter du 1er<\/sup> janvier 2025<\/td>\n2 % (hors prime) pour les PEL ouverts \u00e0 compter du 1er<\/sup> janvier 2023 ; 2,25 % pour les PEL ouverts \u00e0 compter du 1er<\/sup> janvier 2024 ; 1,75 % pour les PEL ouverts \u00e0 compter du 1er<\/sup> janvier 2025<\/td>\n<\/tr>\n
Livret d\u2019\u00e9pargne entreprise
(plafond : 45 800 euros)<\/td>\n
2,25 %<\/td>\n1,75 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Les Echos Publishing 2025<\/p>\n","protected":false},"excerpt":{"rendered":"

L\u2019\u00e9pargne r\u00e9glement\u00e9e consiste en un compte ouvert aupr\u00e8s d\u2019une banque et pour lequel tous les d\u00e9p\u00f4ts d\u2019argent sont r\u00e9mun\u00e9r\u00e9s selon un taux fix\u00e9 par l\u2019\u00c9tat (le terme de livret r\u00e9glement\u00e9 est utilis\u00e9 dans ce cas).<\/p>\n","protected":false},"author":5,"featured_media":7196,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[51,35,36],"tags":[44],"class_list":["post-7195","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autres","category-juridique","category-patrimoine","tag-particuliers","typo-chiffre"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/7195","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=7195"}],"version-history":[{"count":1,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/7195\/revisions"}],"predecessor-version":[{"id":9234,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/7195\/revisions\/9234"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/7196"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=7195"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=7195"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=7195"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}