{"id":2829,"date":"2017-06-16T12:00:00","date_gmt":"2017-06-16T10:00:00","guid":{"rendered":"https:\/\/www.bizouard.com\/les-fonds-monetaires-sont-encore-trop-presents-en-epargne-salariale\/"},"modified":"2017-08-24T12:00:13","modified_gmt":"2017-08-24T10:00:13","slug":"les-fonds-monetaires-sont-encore-trop-presents-en-epargne-salariale","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2017\/06\/16\/les-fonds-monetaires-sont-encore-trop-presents-en-epargne-salariale\/","title":{"rendered":"Les fonds mon\u00e9taires sont encore trop pr\u00e9sents en \u00e9pargne salariale"},"content":{"rendered":"

<\/p>\n

Le constat est le m\u00eame chaque ann\u00e9e\u00a0: les Fran\u00e7ais qui b\u00e9n\u00e9ficient d\u2019un dispositif d\u2019\u00e9pargne salariale (plan d\u2019\u00e9pargne entreprise, plan d\u2019\u00e9pargne pour la retraite collective\u2026) pl\u00e9biscitent assez largement les investissements en fonds mon\u00e9taires. Selon l\u2019\u00e9dition\u00a02017 de l\u2019\u00e9tude \u00ab\u00a0Argus des FCPE\u00a0\u00bb de la soci\u00e9t\u00e9 de gestion Eres, ces fonds, m\u00eame si leur poids baisse r\u00e9guli\u00e8rement depuis\u00a02014, repr\u00e9sentent encore aujourd\u2019hui 31\u00a0% des encours (34,6\u00a0% en\u00a02014 et 32,8\u00a0% en\u00a02015). Les fonds en actions, pourtant plus adapt\u00e9s \u00e0 l\u2019\u00e9pargne salariale, ne captent que 17,9\u00a0% des encours. Jug\u00e9s peu risqu\u00e9s, les actifs mon\u00e9taires ne sont pourtant pas toujours une bonne solution d\u2019investissement\u00a0: en\u00a02016, leur performance a \u00e9t\u00e9 nulle ou n\u00e9gative pour 93\u00a0% des fonds. R\u00e9sultat, leur performance moyenne continue \u00e0 se d\u00e9grader et est m\u00eame tomb\u00e9e \u00e0 -0,14\u00a0% (-0,01\u00a0% en\u00a02015).<\/p>\n


\n Eres \u2013 Argus des FCPE, mai\u00a02017
\n <\/a><\/cite><\/p>\n

Les Echos Publishing 2017<\/p>\n","protected":false},"excerpt":{"rendered":"

31\u00a0% des encours de l\u2019\u00e9pargne salariale sont investis dans des fonds mon\u00e9taires. Des fonds dont les performances sont souvent m\u00e9diocres.<\/p>\n","protected":false},"author":0,"featured_media":2830,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"yes","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35,36],"tags":[],"class_list":["post-2829","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-juridique","category-patrimoine","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/2829"}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=2829"}],"version-history":[{"count":1,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/2829\/revisions"}],"predecessor-version":[{"id":2834,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/2829\/revisions\/2834"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/2830"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=2829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=2829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=2829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}