{"id":20026,"date":"2025-02-12T10:00:00","date_gmt":"2025-02-12T09:00:00","guid":{"rendered":"https:\/\/www.bizouard.com\/blog\/2025\/02\/12\/cotisations-retraite-et-invalidite-deces-des-professionnels-liberaux-en-2025\/"},"modified":"2025-02-13T13:00:06","modified_gmt":"2025-02-13T12:00:06","slug":"cotisations-retraite-et-invalidite-deces-des-professionnels-liberaux-en-2025","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2025\/02\/12\/cotisations-retraite-et-invalidite-deces-des-professionnels-liberaux-en-2025\/","title":{"rendered":"Cotisations retraite et invalidit\u00e9-d\u00e9c\u00e8s des professionnels lib\u00e9raux en\u00a02025"},"content":{"rendered":"

Chaque ann\u00e9e, les professionnels lib\u00e9raux doivent verser, \u00e0 la section professionnelle dont ils rel\u00e8vent, des cotisations de retraite compl\u00e9mentaire et d\u2019invalidit\u00e9-d\u00e9c\u00e8s dont le montant diff\u00e8re pour chaque section. Voici les montants des cotisations communiqu\u00e9s par ces sections.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Retraite compl\u00e9mentaire des professions lib\u00e9rales r\u00e8glement\u00e9es –\u00a0Montants pour\u00a02025*<\/span><\/caption>\n
Section professionnelle<\/th>\nCotisation annuelle<\/th>\nCaisse<\/th>\n<\/tr>\n<\/thead>\n
Experts-comptables et commissaires aux comptes
– Classe\u00a0A
– Classe\u00a0B
– Classe\u00a0C
– Classe\u00a0D
– Classe\u00a0E
– Classe\u00a0F
– Classe\u00a0G
– Classe\u00a0H<\/td>\n
\n
782\u00a0\u20ac
2\u00a0934\u00a0\u20ac
4\u00a0629\u00a0\u20ac
7\u00a0237\u00a0\u20ac
11\u00a0540\u00a0\u20ac
17\u00a0604\u00a0\u20ac
19\u00a0560\u00a0\u20ac
24\u00a0450\u00a0\u20ac<\/td>\n
CAVEC<\/td>\n<\/tr>\n
Notaires
– Section\u00a0B, classe\u00a01
– Section\u00a0C\u00a0: taux de cotisation de 4,1\u00a0%<\/td>\n
\n
2\u00a0758,10\u00a0\u20ac<\/td>\n
CPRN<\/td>\n<\/tr>\n
Officiers minist\u00e9riels, officiers publics et compagnies judiciaires
– Taux de cotisation\u00a0: 12,5\u00a0% – Plafond\u00a0de l\u2019assiette de cotisation\u00a0: 376\u00a0800\u00a0\u20ac<\/td>\n
\n \n <\/td>\nCAVOM<\/td>\n<\/tr>\n
M\u00e9decins
– Taux de cotisation\u00a0: 10,2\u00a0%
– Plafond\u00a0de l\u2019assiette de cotisation\u00a0: 164\u00a0850\u00a0\u20ac<\/td>\n
<\/td>\nCARMF<\/td>\n<\/tr>\n
Chirurgiens-dentistes et sages-femmes
– Cotisation forfaitaire
– Taux de la cotisation proportionnelle\u00a0: 10,8\u00a0% sur une assiette comprise entre 40\u00a0035\u00a0\u20ac et 235\u00a0500\u00a0\u20ac<\/td>\n
\n
3\u00a0178\u00a0\u20ac<\/td>\n
CARCDSF<\/td>\n<\/tr>\n
Auxiliaires m\u00e9dicaux
– Cotisation forfaitaire
– Taux de la cotisation proportionnelle\u00a0: 3\u00a0% sur une assiette comprise entre 25\u00a0246\u00a0\u20ac et 237\u00a0179\u00a0\u20ac<\/td>\n
\n
2\u00a0312\u00a0\u20ac<\/td>\n
CARPIMKO<\/td>\n<\/tr>\n
V\u00e9t\u00e9rinaires
– Classe\u00a0A
– Classe\u00a0B
– Classe\u00a0C
– Classe\u00a0D<\/td>\n
\n
7 096,32\u00a0\u20ac
9\u00a0461,76\u00a0\u20ac
11\u00a0827,20\u00a0\u20ac
14\u00a0192,64\u00a0\u20ac<\/td>\n
CARPV<\/td>\n<\/tr>\n
Architectes, g\u00e9om\u00e8tres-experts, psychologues, ost\u00e9opathes, di\u00e9t\u00e9ticiens, psychomotriciens, guides-conf\u00e9renciers, etc.
Taux de cotisation\u00a0:
– 9\u00a0% sur l\u2019assiette allant jusqu\u2019\u00e0 47\u00a0100\u00a0\u20ac
– 22\u00a0% sur l\u2019assiette comprise entre 47\u00a0100\u00a0\u20ac et 188\u00a0400\u00a0\u20ac<\/td>\n
\n<\/td>\nCIPAV<\/td>\n<\/tr>\n
Pharmaciens
– Classe\u00a03\u00a0(obligatoire)
– Classe\u00a04
– Classe\u00a05
– Classe\u00a06
– Classe\u00a07
– Classe\u00a08
– Classe\u00a09
– Classe\u00a010
– Classe\u00a011
– Classe\u00a012
– Classe\u00a013<\/td>\n
\n
9\u00a0961\u00a0\u20ac
11\u00a0384\u00a0\u20ac
12\u00a0807\u00a0\u20ac
14\u00a0230\u00a0\u20ac
15\u00a0653\u00a0\u20ac
17\u00a0076\u00a0\u20ac
18\u00a0499\u00a0\u20ac
19\u00a0922\u00a0\u20ac
21\u00a0345\u00a0\u20ac
22\u00a0768\u00a0\u20ac
24\u00a0191\u00a0\u20ac<\/td>\n
CAVP<\/td>\n<\/tr>\n
Agents g\u00e9n\u00e9raux d\u2019assurance
– Taux de 7,66\u00a0% sur les commissions et r\u00e9mun\u00e9rations brutes
– Plafond de l\u2019assiette\u00a0: 601\u00a0709\u00a0\u20ac<\/td>\n
<\/td>\nCAVAMAC<\/td>\n<\/tr>\n<\/tbody>\n
* Sous r\u00e9serve de confirmation par d\u00e9cret<\/td>\n<\/tr>\n<\/tfoot>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Invalidit\u00e9-d\u00e9c\u00e8s des professions lib\u00e9rales r\u00e8glement\u00e9es –\u00a0Montants pour\u00a02025*<\/span><\/caption>\n
Section professionnelle<\/th>\nCotisation annuelle<\/th>\nCaisse<\/th>\n<\/tr>\n<\/thead>\n
Experts-comptables et commissaires aux comptes
– Classe\u00a01
– Classe\u00a02
– Classe\u00a03
– Classe\u00a04<\/td>\n
\n
288\u00a0\u20ac
396\u00a0\u20ac
612\u00a0\u20ac
828\u00a0\u20ac<\/td>\n
CAVEC<\/td>\n<\/tr>\n
Notaires<\/td>\n1\u00a0324\u00a0\u20ac<\/td>\nCPRN<\/td>\n<\/tr>\n
Officiers minist\u00e9riels, officiers publics et compagnies judiciaires
– Classe\u00a0A
– Classe\u00a0B
– Classe\u00a0C
– Classe\u00a0D<\/td>\n
\n
315\u00a0\u20ac
630\u00a0\u20ac
1\u00a0260\u00a0\u20ac
1\u00a0890\u00a0\u20ac<\/td>\n
CAVOM<\/td>\n<\/tr>\n
M\u00e9decins<\/td>\n\n
623\u00a0\u20ac (revenu inf\u00e9rieur ou \u00e9gal \u00e0 47\u00a0100\u00a0\u20ac)
Cotisation variable (revenu entre 47\u00a0101 et 141\u00a0300\u00a0\u20ac)
999\u00a0\u20ac (revenu sup\u00e9rieur \u00e0 141\u00a0300\u00a0\u20ac)<\/td>\n
CARMF<\/td>\n<\/tr>\n
Chirurgiens-dentistes
– Au titre de l\u2019incapacit\u00e9 permanente et d\u00e9c\u00e8s
– Au titre de l\u2019incapacit\u00e9 professionnelle temporaire<\/td>\n
\n
874,60\u00a0\u20ac
409,80\u00a0\u20ac<\/td>\n
CARCDSF<\/td>\n<\/tr>\n
Sages-femmes
– Cotisation forfaitaire<\/td>\n
\n
380\u00a0\u20ac<\/td>\n
CARCDSF<\/td>\n<\/tr>\n
Architectes, g\u00e9om\u00e8tres-experts, psychologues, ost\u00e9opathes, di\u00e9t\u00e9ticiens, psychomotriciens, guides-conf\u00e9renciers etc.
– Taux de cotisation\u00a0: 0,50\u00a0%
– Plafond de l\u2019assiette de cotisation\u00a0: 87\u00a0135\u00a0\u20ac<\/td>\n
<\/td>\nCIPAV<\/td>\n<\/tr>\n
Auxiliaires m\u00e9dicaux
– Cotisation forfaitaire<\/td>\n
\n
1\u00a0022\u00a0\u20ac<\/td>\n
CARPIMKO<\/td>\n<\/tr>\n
V\u00e9t\u00e9rinaires
– Premi\u00e8re classe (obligatoire)<\/td>\n
\n
390\u00a0\u20ac<\/td>\n
CARPV<\/td>\n<\/tr>\n
Pharmaciens
– Cotisation forfaitaire<\/td>\n
\n
689\u00a0\u20ac<\/td>\n
CAVP<\/td>\n<\/tr>\n
Agents g\u00e9n\u00e9raux d\u2019assurance
– Taux de 0,7\u00a0% sur les commissions et r\u00e9mun\u00e9rations brutes
– Plafond de l\u2019assiette\u00a0: 601\u00a0709\u00a0\u20ac<\/td>\n
<\/td>\nCAVAMAC<\/td>\n<\/tr>\n<\/tbody>\n
* Sous r\u00e9serve de confirmation par d\u00e9cret<\/td>\n<\/tr>\n<\/tfoot>\n<\/table>\n

Les Echos Publishing 2025<\/p>\n","protected":false},"excerpt":{"rendered":"

Les montants\u00a02025 des cotisations de retraite compl\u00e9mentaire et d\u2019invalidit\u00e9-d\u00e9c\u00e8s dues par les professionnels lib\u00e9raux sont d\u00e9sormais connus.<\/p>\n","protected":false},"author":5,"featured_media":20038,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-20026","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/20026","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=20026"}],"version-history":[{"count":0,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/20026\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/20038"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=20026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=20026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=20026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}