{"id":18856,"date":"2024-07-01T14:00:00","date_gmt":"2024-07-01T12:00:00","guid":{"rendered":"https:\/\/www.bizouard.com\/blog\/2024\/07\/01\/taux-de-linteret-legal-pour-le-second-semestre-2024\/"},"modified":"2024-09-12T12:02:08","modified_gmt":"2024-09-12T10:02:08","slug":"taux-de-linteret-legal-pour-le-second-semestre-2024","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2024\/07\/01\/taux-de-linteret-legal-pour-le-second-semestre-2024\/","title":{"rendered":"Taux de l\u2019int\u00e9r\u00eat l\u00e9gal pour le second semestre\u00a02024"},"content":{"rendered":"<p>Pour le 2<sup>e<\/sup>\u00a0semestre\u00a02024, le taux de l\u2019int\u00e9r\u00eat l\u00e9gal est fix\u00e9 \u00e0\u00a0:<br \/>&#8211; 8,16\u00a0% pour les cr\u00e9ances dues aux particuliers\u00a0;<br \/>&#8211; 4,92\u00a0% pour les cr\u00e9ances dues aux professionnels.<\/p>\n<p>Ces taux ont donc tendance \u00e0 se stabiliser (respectivement 8,01\u00a0% et 5,07\u00a0% pour le 1<sup>er<\/sup>\u00a0semestre\u00a02024).<\/p>\n<p class=\"annotation\">\n               <span class=\"titreannotation\">Rappel :<\/span> depuis quelques ann\u00e9es, deux taux de l\u2019int\u00e9r\u00eat l\u00e9gal coexistent\u00a0: l\u2019un pour les cr\u00e9ances dues \u00e0 des particuliers (plus pr\u00e9cis\u00e9ment \u00e0 des personnes physiques qui n\u2019agissent pas pour des besoins professionnels), l\u2019autre pour tous les autres cas, donc pour les cr\u00e9ances dues \u00e0 des professionnels. En outre, ces taux sont d\u00e9sormais actualis\u00e9s chaque semestre, et non plus chaque ann\u00e9e.<\/p>\n<p>Ce taux sert \u00e0 calculer, en l\u2019absence de stipulations conventionnelles, les int\u00e9r\u00eats de retard dus en cas d\u2019impay\u00e9 par un d\u00e9biteur apr\u00e8s qu\u2019il a \u00e9t\u00e9 mis en demeure (donc 8,16\u00a0% d\u2019int\u00e9r\u00eats de retard si le d\u00e9biteur est un particulier et 4,92\u00a0% s\u2019il s\u2019agit d\u2019un professionnel).<\/p>\n<p>Il sert aussi \u00e0 d\u00e9terminer le taux minimal des p\u00e9nalit\u00e9s applicables entre professionnels en cas de retard de paiement d\u2019une facture. Ce dernier taux, qui doit \u00eatre mentionn\u00e9 dans les conditions g\u00e9n\u00e9rales de vente, ne peut pas \u00eatre inf\u00e9rieur \u00e0 3\u00a0fois le taux de l\u2019int\u00e9r\u00eat l\u00e9gal, soit \u00e0 14,76\u00a0% \u00e0 partir du 1<sup>er<\/sup>\u00a0juillet\u00a02024.<\/p>\n<p><cite class=\"reference\"><a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000049797659\" class=\"target-blank\"><br \/>\n               Arr\u00eat\u00e9 du 26\u00a0juin\u00a02024, JO du\u00a028<br \/>\n            <\/a><\/cite><\/p>\n<p>Les Echos Publishing 2024<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Au 2\u00a0semestre\u00a02024, le taux de l\u2019int\u00e9r\u00eat l\u00e9gal s\u2019\u00e9tablit \u00e0 4,92\u00a0% pour les cr\u00e9ances dues aux professionnels, contre 5,07\u00a0% au semestre pr\u00e9c\u00e9dent.<\/p>\n","protected":false},"author":5,"featured_media":18857,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-18856","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-juridique","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/18856"}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=18856"}],"version-history":[{"count":0,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/18856\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/18857"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=18856"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=18856"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=18856"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}