{"id":16342,"date":"2023-02-03T10:00:00","date_gmt":"2023-02-03T09:00:00","guid":{"rendered":"https:\/\/www.bizouard.com\/blog\/2023\/02\/03\/un-coup-de-pouce-pour-lepargne-reglementee\/"},"modified":"2023-03-31T12:00:19","modified_gmt":"2023-03-31T10:00:19","slug":"un-coup-de-pouce-pour-lepargne-reglementee","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2023\/02\/03\/un-coup-de-pouce-pour-lepargne-reglementee\/","title":{"rendered":"Un coup de pouce pour l\u2019\u00e9pargne r\u00e9glement\u00e9e\u00a0!"},"content":{"rendered":"<p>Le gouvernement a d\u00e9voil\u00e9 r\u00e9cemment ces nouvelles mesures qui viennent impacter l\u2019\u00e9pargne des Fran\u00e7ais. Premi\u00e8re mesure, le Livret\u00a0A (ainsi que son fr\u00e8re jumeau, le livret de d\u00e9veloppement durable et solidaire) voit son taux d\u2019int\u00e9r\u00eat port\u00e9 de\u00a02 \u00e0 3\u00a0% du 1<sup>er<\/sup>\u00a0f\u00e9vrier\u00a02023 au 31\u00a0juillet\u00a02023. Une d\u00e9cision qui semble logique dans la mesure o\u00f9 nous connaissons depuis plusieurs mois maintenant une pouss\u00e9e inflationniste.<\/p>\n<p>Autre produit ayant \u00e9t\u00e9 impact\u00e9\u00a0: le compte \u00e9pargne logement. Ce dernier b\u00e9n\u00e9ficie \u00e9galement d\u2019une revalorisation. Au 1<sup>er<\/sup>\u00a0f\u00e9vrier\u00a02023, son taux est pass\u00e9 de\u00a01,25 \u00e0 2\u00a0%. Toujours au chapitre de l\u2019\u00e9pargne logement, rappelons que le taux du Plan d\u2019\u00e9pargne logement a connu une hausse de sa r\u00e9mun\u00e9ration en passant de\u00a01 \u00e0 2\u00a0% au 1<sup>er<\/sup>\u00a0janvier\u00a02023. Un taux qui b\u00e9n\u00e9ficie aux \u00e9pargnants ayant ouvert un contrat \u00e0 compter de cette m\u00eame date. Ceux qui ont \u00e9t\u00e9 ouverts avant ne sont donc pas concern\u00e9s et continueront \u00e0 b\u00e9n\u00e9ficier d\u2019un taux d\u2019int\u00e9r\u00eat de 1\u00a0%.<\/p>\n<p>Enfin, dans l\u2019optique de prot\u00e9ger les plus fragiles, les pouvoirs publics ont fait un effort cons\u00e9quent pour le Livret d\u2019\u00e9pargne populaire. Son taux d\u2019int\u00e9r\u00eat atteint d\u00e9sormais 6,1\u00a0%, soit une hausse de 1,5\u00a0point.<\/p>\n<p><cite class=\"reference\"><a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000047069197\" class=\"target-blank\"><br \/>\n               Arr\u00eat\u00e9 du 27\u00a0janvier\u00a02023 relatif aux taux d\u2019int\u00e9r\u00eat des produits d\u2019\u00e9pargne r\u00e9glement\u00e9e, JO du\u00a029<br \/>\n            <\/a><\/cite><\/p>\n<p>Les Echos Publishing 2022<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Au 1\u00a0f\u00e9vrier\u00a02023, le taux du Livret\u00a0A passe de\u00a02 \u00e0 3\u00a0%.<\/p>\n","protected":false},"author":5,"featured_media":16343,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[36],"tags":[],"class_list":["post-16342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-patrimoine","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/16342"}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=16342"}],"version-history":[{"count":0,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/16342\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/16343"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=16342"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=16342"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=16342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}