{"id":13730,"date":"2021-11-12T12:01:00","date_gmt":"2021-11-12T11:01:00","guid":{"rendered":"http:\/\/www.bizouard.com\/blog\/2021\/11\/12\/la-federation-francaise-de-lassurance-fait-le-point-sur-lassurance-vie-en-2020\/"},"modified":"2021-12-31T12:02:12","modified_gmt":"2021-12-31T11:02:12","slug":"la-federation-francaise-de-lassurance-fait-le-point-sur-lassurance-vie-en-2020","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2021\/11\/12\/la-federation-francaise-de-lassurance-fait-le-point-sur-lassurance-vie-en-2020\/","title":{"rendered":"La F\u00e9d\u00e9ration Fran\u00e7aise de l\u2019Assurance fait le point sur l\u2019assurance-vie en\u00a02020"},"content":{"rendered":"<p>Comme chaque ann\u00e9e, la F\u00e9d\u00e9ration Fran\u00e7aise de l\u2019Assurance\u00a0(FFA) a dress\u00e9 un bilan sur la sant\u00e9 des assurances de personnes en\u00a02020. Ce bilan 2020 nous apprend notamment que l\u2019assurance-vie accuse une d\u00e9collecte (nette) de 2,4\u00a0Md\u20ac. Un recul important par rapport \u00e0 l\u2019ann\u00e9e pr\u00e9c\u00e9dente o\u00f9 la collecte nette s\u2019est \u00e9tablie \u00e0 21,9 Md\u20ac. Toutefois, les encours sur ces contrats ont progress\u00e9 de 0,8\u00a0% en\u00a02020 pour s\u2019\u00e9tablir \u00e0 1\u00a0796,5\u00a0Md\u20ac.<\/p>\n<p>Par ailleurs, la FFA a port\u00e9 une attention particuli\u00e8re sur les choix op\u00e9r\u00e9s par les assur\u00e9s en mati\u00e8re d\u2019investissement. Globalement, 40,5\u00a0Md\u20ac ont \u00e9t\u00e9 investis en unit\u00e9s de compte, ce qui repr\u00e9sente environ 35\u00a0% du montant total de la collecte brute\u00a02020 en assurance-vie. Le reliquat \u00e9tant investi dans les fameux fonds en euros.<\/p>\n<p>Le point est \u00e9galement fait sur les chiffres li\u00e9s au transfert Fourgous. Une proc\u00e9dure qui a permis de transformer 86\u00a0000\u00a0contrats d\u2019assurance-vie en\u00a02020 (708\u00a0000\u00a0contrats depuis\u00a02016). \u00c9tant pr\u00e9cis\u00e9 que les 2,5\u00a0Md\u20ac de capitaux transf\u00e9r\u00e9s ont \u00e9t\u00e9 r\u00e9investis en unit\u00e9s de compte pour un montant de 0,9\u00a0Md\u20ac.<\/p>\n<p class=\"annotation\">\n               <span class=\"titreannotation\">\u00c0 noter\u00a0:<\/span> le transfert Fourgous est une proc\u00e9dure qui permet de transformer, sous conditions, une assurance-vie monosupport en multisupports. Sachant que cette proc\u00e9dure (gratuite) permet de conserver l\u2019ant\u00e9riorit\u00e9 fiscale du contrat.<\/p>\n<p><cite class=\"reference\"><a href=\"https:\/\/www.ffa-assurance.fr\" class=\"target-blank\"><br \/>\n               F\u00e9d\u00e9ration Fran\u00e7aise de l\u2019Assurance &#8211;\u00a0L\u2019assurance fran\u00e7aise\u00a0: donn\u00e9es cl\u00e9s\u00a02020<br \/>\n            <\/a><\/cite><\/p>\n<p>Les Echos Publishing 2021<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En\u00a02020, les encours en assurance-vie ont progress\u00e9 de 0,8\u00a0% pour s\u2019\u00e9tablir \u00e0 1\u00a0796,5\u00a0Md\u20ac.<\/p>\n","protected":false},"author":5,"featured_media":13731,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[36],"tags":[44],"class_list":["post-13730","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-patrimoine","tag-particuliers","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/13730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=13730"}],"version-history":[{"count":1,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/13730\/revisions"}],"predecessor-version":[{"id":13740,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/13730\/revisions\/13740"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/13731"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=13730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=13730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=13730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}