{"id":13158,"date":"2021-07-30T10:00:00","date_gmt":"2021-07-30T08:00:00","guid":{"rendered":"http:\/\/www.bizouard.com\/blog\/2021\/07\/30\/pas-de-coup-de-pouce-pour-lepargne-reglementee\/"},"modified":"2021-09-20T12:00:12","modified_gmt":"2021-09-20T10:00:12","slug":"pas-de-coup-de-pouce-pour-lepargne-reglementee","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2021\/07\/30\/pas-de-coup-de-pouce-pour-lepargne-reglementee\/","title":{"rendered":"Pas de coup de pouce pour l\u2019\u00e9pargne r\u00e9glement\u00e9e\u00a0!"},"content":{"rendered":"<p>Mauvaise nouvelle pour les \u00e9pargnants\u00a0! D\u2019apr\u00e8s le ministre de l\u2019\u00c9conomie, des Finances et de la Relance, Bruno Le Maire, les taux d\u2019int\u00e9r\u00eat de l\u2019\u00e9pargne r\u00e9glement\u00e9e, conform\u00e9ment aux recommandations du gouverneur de la Banque de France, ne b\u00e9n\u00e9ficiera pas d\u2019un coup de pouce au 1<sup>er<\/sup>\u00a0ao\u00fbt\u00a02021. Ainsi, les d\u00e9tenteurs de ces placements vont continuer d\u2019\u00eatre r\u00e9mun\u00e9r\u00e9s \u00e0 hauteur de 0,5\u00a0% pour le Livret\u00a0A et le Livret de d\u00e9veloppement durable et solidaire, de 1\u00a0% pour le Livret d\u2019\u00e9pargne populaire et de 1\u00a0% pour le Plan d\u2019\u00e9pargne logement. Des taux d\u2019int\u00e9r\u00eat historiquement bas mais qui auraient pu l\u2019\u00eatre davantage\u00a0! En effet, si la formule de calcul du taux d\u2019int\u00e9r\u00eat avait \u00e9t\u00e9 appliqu\u00e9e strictement, le taux du Livret\u00a0A aurait pu descendre en dessous de 0,20\u00a0%. Heureusement, afin de ne pas trop p\u00e9naliser les \u00e9pargnants dans un contexte de taux bas, la r\u00e9glementation pr\u00e9voit un plancher de 0,5\u00a0%.<\/p>\n<p class=\"annotation\">\n               <span class=\"titreannotation\">\u00c0 noter\u00a0:<\/span> le Livret\u00a0A sert de ma\u00eetre \u00e9talon pour le calcul des taux d\u2019int\u00e9r\u00eat des autres livrets d\u2019\u00e9pargne r\u00e9glement\u00e9e.<\/p>\n<p>Malgr\u00e9 cette faible r\u00e9mun\u00e9ration, le Livret\u00a0A et son fr\u00e8re jumeau le Livret de d\u00e9veloppement durable et solidaire continuent de faire recettes. En effet, depuis le d\u00e9but de l\u2019ann\u00e9e, 20,77\u00a0milliards d\u2019euros ont \u00e9t\u00e9 collect\u00e9, portant l\u2019encours total \u00e0 469,1\u00a0milliards d\u2019euros.<\/p>\n<p>Les Echos Publishing 2021<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les pouvoirs publics ont tranch\u00e9. Le taux du Livret\u00a0A ne sera pas revaloris\u00e9e au 1\u00a0ao\u00fbt\u00a02021.<\/p>\n","protected":false},"author":5,"featured_media":13159,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35,36],"tags":[],"class_list":["post-13158","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-juridique","category-patrimoine","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/13158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=13158"}],"version-history":[{"count":0,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/13158\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/13159"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=13158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=13158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=13158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}