{"id":13027,"date":"2021-06-23T14:00:00","date_gmt":"2021-06-23T12:00:00","guid":{"rendered":"http:\/\/www.bizouard.com\/blog\/2021\/06\/23\/la-finance-solidaire-continue-sa-progression\/"},"modified":"2021-08-19T12:02:11","modified_gmt":"2021-08-19T10:02:11","slug":"la-finance-solidaire-continue-sa-progression","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2021\/06\/23\/la-finance-solidaire-continue-sa-progression\/","title":{"rendered":"La finance solidaire continue sa progression"},"content":{"rendered":"<p>Selon le 19<sup>e<\/sup>\u00a0barom\u00e8tre de la finance solidaire publi\u00e9 par l\u2019association Finansol, 5\u00a0milliards d\u2019euros suppl\u00e9mentaires ont \u00e9t\u00e9 d\u00e9pos\u00e9s sur des produits d\u2019\u00e9pargne solidaire en\u00a02020. Ce qui a port\u00e9 l\u2019encours total sur ces produits \u00e0 20,3\u00a0milliards d\u2019euros, soit une progression de 33\u00a0% en un an. Ce surplus de liquidit\u00e9s se r\u00e9partissant entre l\u2019\u00e9pargne bancaire solidaire (7,8\u00a0Md\u20ac), l\u2019\u00e9pargne salariale solidaire (11,7\u00a0Md\u20ac) et l\u2019\u00e9pargne collect\u00e9e par les entreprises solidaires (0,8\u00a0Md\u20ac). Il faut dire que la crise sanitaire, qui a frein\u00e9 la consommation des m\u00e9nages et fait craindre une d\u00e9gradation de la situation \u00e9conomique, a pouss\u00e9 les Fran\u00e7ais \u00e0 \u00e9pargner (139\u00a0Md\u20ac en\u00a02020, contre 114\u00a0Md\u20ac en\u00a02019). Une partie de cette \u00e9pargne \u00ab\u00a0forc\u00e9e\u00a0\u00bb s\u2019est d\u00e9vers\u00e9e jusqu\u2019\u00e0 la finance solidaire.<\/p>\n<p class=\"annotation\">\n               <span class=\"titreannotation\">Pr\u00e9cision\u00a0:<\/span> les produits d\u2019\u00e9pargne solidaire permettent de faire fructifier son argent tout en participant aux enjeux de la soci\u00e9t\u00e9\u00a0: la lutte contre le ch\u00f4mage, le mal-logement, le d\u00e9veloppement de l\u2019agriculture biologique ou des \u00e9nergies renouvelables\u2026<\/p>\n<p>Globalement, les auteurs de l\u2019\u00e9tude ont relev\u00e9 que les produits d\u2019\u00e9pargne solidaire ont enregistr\u00e9 plus de 837\u00a0000\u00a0nouvelles souscriptions. Ce nombre significatif t\u00e9moigne de l\u2019acc\u00e9l\u00e9ration de la d\u00e9mocratisation des produits d\u2019\u00e9pargne solidaire ainsi que de l\u2019engouement des Fran\u00e7ais pour ces produits qui r\u00e9pondent \u00e0 leurs aspirations. Fait marquant, la labellisation par Finansol du fonds en euros du contrat \u00ab\u00a0Assurance-Vie Responsable et Solidaire de la MAIF\u00a0\u00bb, dont l\u2019encours s\u2019\u00e9l\u00e8ve \u00e0 plus de 2\u00a0Md\u20ac, est, \u00e0 elle seule, responsable de plus de 40\u00a0% de l\u2019augmentation de l\u2019\u00e9pargne solidaire en\u00a02020.<\/p>\n<p><cite class=\"reference\"><a href=\"https:\/\/www.finansol.org\/\" class=\"target-blank\"><br \/>\n               Barom\u00e8tre de la finance solidaire Finansol &#8211;\u00a0La Croix, juin\u00a02021<br \/>\n            <\/a><\/cite><\/p>\n<p>Les Echos Publishing 2021<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En\u00a02020, les Fran\u00e7ais ont plac\u00e9 5\u00a0milliards d\u2019euros dans des produits d\u2019\u00e9pargne solidaire.<\/p>\n","protected":false},"author":5,"featured_media":13028,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35,36],"tags":[],"class_list":["post-13027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-juridique","category-patrimoine","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/13027","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=13027"}],"version-history":[{"count":0,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/13027\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/13028"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=13027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=13027"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=13027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}