{"id":10588,"date":"2020-05-27T17:01:00","date_gmt":"2020-05-27T15:01:00","guid":{"rendered":"https:\/\/www.bizouard.com\/blog\/2020\/05\/27\/lepargne-salariale-et-lepargne-retraite-dentreprise-collective-se-portent-bien\/"},"modified":"2020-07-07T12:02:18","modified_gmt":"2020-07-07T10:02:18","slug":"lepargne-salariale-et-lepargne-retraite-dentreprise-collective-se-portent-bien","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2020\/05\/27\/lepargne-salariale-et-lepargne-retraite-dentreprise-collective-se-portent-bien\/","title":{"rendered":"L\u2019\u00e9pargne salariale et l\u2019\u00e9pargne retraite d\u2019entreprise collective se portent bien\u00a0!"},"content":{"rendered":"<p>L\u2019association fran\u00e7aise de la gestion financi\u00e8re a publi\u00e9 son enqu\u00eate annuelle sur l\u2019\u00e9pargne salariale et l\u2019\u00e9pargne retraite d\u2019entreprise collective pour l\u2019ann\u00e9e\u00a02019. Les auteurs de l\u2019\u00e9tude soulignent que cette ann\u00e9e a \u00e9t\u00e9 particuli\u00e8rement riche notamment en raison de l\u2019application de dispositifs issus de la loi Pacte du 22\u00a0mai\u00a02019\u00a0: cr\u00e9ation du Plan d\u2019\u00e9pargne retraite, facilitation de la mise en place de plan d\u2019\u00e9pargne retraite collectif, suppression du forfait social pour l\u2019\u00e9pargne salariale\u2026 R\u00e9sultats, les chiffres de collecte (brute) sur les diff\u00e9rents supports d\u2019\u00e9pargne salariale et retraite d\u2019entreprise collective sont nettement en hausse\u00a0: 15,5\u00a0milliards d\u2019euros, soit +325\u00a0millions d\u2019euros par rapport \u00e0\u00a02018. Avec une collecte nette positive de pr\u00e8s de 500\u00a0millions d\u2019euros, les encours s\u2019\u00e9tablissent \u00e0 144,8\u00a0milliards d\u2019euros \u00e0 fin\u00a02019.<\/p>\n<p>En outre, l\u2019\u00e9tude montre que 378\u00a0000\u00a0entreprises (+11\u00a0% par rapport \u00e0\u00a02018) b\u00e9n\u00e9ficient d\u2019un dispositif d\u2019\u00e9pargne salariale\u00a0: un plan d\u2019\u00e9pargne entreprise ou un plan d\u2019\u00e9pargne interentreprises. Et 264\u00a0000\u00a0entreprises disposent d\u2019un dispositif d\u2019\u00e9pargne retraite (+22\u00a0% en un an). Des produits collectifs d\u2019\u00e9pargne retraite qui b\u00e9n\u00e9ficient \u00e0 pr\u00e8s de 3,1\u00a0millions de b\u00e9n\u00e9ficiaires. \u00c0 noter que 320\u00a0000\u00a0salari\u00e9s b\u00e9n\u00e9ficient d\u00e9j\u00e0 du nouveau dispositif PER d\u2019entreprise collectif cr\u00e9\u00e9 par la loi Pacte avec un encours de plus de 3\u00a0milliards d\u2019euros \u00e0 fin\u00a02019.<\/p>\n<p class=\"annotation\">\n               <span class=\"titreannotation\">Pr\u00e9cision\u00a0:<\/span> les encours sur les Perco et PER d\u2019entreprise collectifs atteignent 20\u00a0milliards d\u2019euros, en progression de 20\u00a0% sur un an. Et la collecte, en\u00a02019, s\u2019\u00e9tablit \u00e0 2,9\u00a0milliards d\u2019euros (+8\u00a0% sur un an).<\/p>\n<p><cite class=\"reference\"><a href=\"https:\/\/www.afg.asso.fr\/\" class=\"target-blank\"><br \/>\n               AFG &#8211;\u00a0\u00c9tude\u00a02019 sur l\u2019\u00e9pargne salariale et l\u2019\u00e9pargne retraite d\u2019entreprise collective<br \/>\n            <\/a><\/cite><\/p>\n<p>Les Echos Publishing 2020<\/p>\n","protected":false},"excerpt":{"rendered":"<p>320\u00a0000\u00a0salari\u00e9s b\u00e9n\u00e9ficient d\u00e9j\u00e0 du nouveau dispositif PER d\u2019entreprise collectif cr\u00e9\u00e9 par la loi Pacte.<\/p>\n","protected":false},"author":5,"featured_media":10589,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35,36],"tags":[32,44],"class_list":["post-10588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-juridique","category-patrimoine","tag-entrepreneurs","tag-particuliers","typo-actualite"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/10588"}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=10588"}],"version-history":[{"count":1,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/10588\/revisions"}],"predecessor-version":[{"id":10610,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/10588\/revisions\/10610"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/10589"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=10588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=10588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=10588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}